Friday, June 6, 2008

A little Pregnant After Infertility

OK, so you've tried for years to get pregnant! You've spent your entire adult life (or at least it seems like it) planning lunch dates, field trips and meetings around your biological ticking time bomb of a clock. You've wasted way too much time watching the thermometer, used miles of toilet paper checking for Aunt Flo and peed on SO MANY ( literally thousands) of Clear Blue Easy early pregnancy test strips that you've become as one INCIIDer calls it a PEE Stick Addict.

Then it FINALLY happens ---- pay dirt... a positive Beta HCG Test (see the chart). You are overjoyed for about 15 seconds and then the reality sets in. You are a "little bit pregnant". What do you do next? We know this is scary. That's why INCIID was the FIRST to start forums on pregnancy after infertility. The journey is as hard as the previous trying to get pregnant state. But now the stakes are even higher.

Your infertile friends will now be steering completely clear of you because they can't stand the idea of you being pregnant but not them. Oh sure they are very happy for you but they remain happy "from a distance". Your fertile world friends don't get it at all. After all you've been trying to for so long -- why are you not jumping and leaping for joy? What on earth is wrong with you? To you it's another infertile day in a fertile world --- but wait you are "a little bit pregnant".
The joy of this pregnancy is not there. More waiting and hoping, ultrasounds and tests. It's another roller coaster ride. But there is light at the end of the tunnel at least.

If you are a little bit pregnant, in the early stages of pregnancy, worried after you discover you are newly pregnant, JOIN the CROWD here and get your pregnancy questions answered by Dr. Robert Greene, a reproductive endocrinologist with a great bedside manner and a lot of help to dish out.

Thursday, June 5, 2008

Should Insurance Cover Infertility Treatments?

A lawsuit charging Blue Cross of California with failing to offer infertility benefits required by California law was certified as a class action in October 2007. This will allow the class representative and her attorneys to seek an injunction directing Blue Cross to offer much broader infertility coverage to group health plans covering employees of governmental entities and many religious institutions. Blue Cross currently offers only a limited benefit of $2,500 a year, and requires plan members to pay 50% co-pays.

According to attorney Mark F. Didak of Los Angeles, who represents the class, California Health & Safety Code and Insurance Code require health plans to offer infertility coverage on the same terms as they cover other health conditions, without lower coverage limits or higher co-pays. “The benefit should cover all infertility diagnosis and treatment services ‘consistent with established medical practices,’” Didak said, “except that health plan providers are not required to offer coverage for the actual laboratory procedures involved in in vitro fertilization.” The last part is important, says Didak, because health insurers typically refuse to pay for anything associated with in vitro fertilization, which can cost anywhere from $10,000 to $25,000 per cycle. “The law only allows them to not offer coverage for the lab procedures, which usually cost between a few hundred dollars and $1,500.” Didak hopes to persuade the court to issue an injunction that might serve as an example to the health insurance industry by clarifying what infertility benefits must be offered and which ones they can choose not to offer. (Read more on this class action here)

Why is infertility separated from the rest of the disease processes? Who ever heard of insurance paying for diagnosis and then deciding not to pay for treatment? Infertility is an umbrella term including many different syndromes and diseases. Endometriosis, Polycystic Ovarian Syndrome, Low Sperm Counts, Premature Ovarian Failure and more.

Infertility is no one's national emergency. . . that is until it affects you or someone you love. Then the tables turn and you get a front row seat to the heartbreak, urgency and necessity of treatment.

For more information about Infertility contact INCIID. Get more information about companies that cover their employees infertility treatment here.

Other links of interest on this topic include: